We believe that protection insurance should form the foundation of any financial plan, so we're passionate about making sure more people around the UK have access to protection advice they can trust.
That's why we have our own team of highly-trained protection advisers, who we make sure can:
- follow a thorough process designed to clarify exactly what you need when it comes to protecting your finances, your family, or yourself
- access a carefully-selected panel of some of the UK's leading insurers
Understanding your circumstances and needs
Before we can advise you, we'll need to understand your circumstances and overall financial position. We'll ask you about your future plans and goals so that we can start to build up a clear picture and tailor our advice according to your needs.
The right protection cover
Taking everything into account, we'll research the options we have available and recommend a plan that best meets your needs. We'll present our recommendation to you so that you understand exactly why it suits you and how it fits with your circumstances and budget.
Making sure you have the right cover is not always straightforward, particularly if you have a pre-existing medical condition that may affect your policy. Because of our long-standing relationship with our panel of insurers we understand their underwriting requirements, so we'll know which provider will be the most suitable for your particular circumstances.
Putting cover in trust
The money you leave to your loved ones from a life insurance policy may be subject to inheritance tax, so it might benefit you to put your plan in trust. We'll discuss whether a trust is right for your circumstances as part of our recommendation.
There when you need it
It's not something we like to think about but if you do need to submit a claim on your policy you can rely on us for support. We handle claims with sensitivity and professionalism and do our best to ensure the provider we've recommended to you pays your claim. That's why we're passionate about protection after all.